ANZ First credit card

Australia only

Offer

$450 back to your new card and $0 annual fee in the first year

Fee

$0 annual fee in the first year, then $87 (waived in any later year you spend $20,000 or more on eligible purchases)

$450 credited to the card when you spend $4,500 on eligible purchases in the first 4 months from approval. New and approved applicants only, one offer per applicant; not available when transferring from an existing ANZ credit card.

Australia only

Offer

$400 back to your new card

Fee

$58 annual fee

$400 credited to the card when you spend $5,000 on eligible purchases in the first 6 months from approval. New and approved applicants only, one offer per applicant; chosen instead of the balance transfer offer.

Australia only

Offer

0% p.a. on balance transfers for 26 months and $0 annual fee in the first year

Fee

$0 annual fee in the first year, then $58

For balances from non-ANZ Australian credit and store cards requested when applying for a new card, with a 3% balance transfer fee. The 26 months run from approval, then the rate reverts to 23.49% p.a. Chosen instead of the credit back offer.

Australia only

Offer

Up to 125,000 extra ANZ Reward Points and $50 back

Fee

$149 annual fee

85,000 points and $50 back when you spend $3,500 on eligible purchases in the first 3 months from approval, plus 40,000 points when you keep the card for over 15 months from activation. Not available if you have held an ANZ Rewards or ANZ Frequent Flyer card in the last 24 months.

Australia only

Offer

Up to 80,000 bonus Velocity Points and $50 back

Fee

$149 annual fee

Switch on auto-redemption to Velocity within 3 months of approval and keep it on: 60,000 points and $50 back when you spend $3,500 on eligible purchases in the first 3 months, plus 20,000 points after 15 months. Not available if you have held an ANZ Rewards or Frequent Flyer card in the last 24 months.

Australia only

Offer

Up to 100,000 bonus Qantas Points

Fee

$425 annual fee

50,000 points when you spend $6,000 on eligible purchases in the first 3 months from approval, plus 50,000 points when you keep the card for over 12 months. The initial points are not available if you have held an ANZ Rewards or ANZ Frequent Flyer card in the last 24 months.

Australia only

Offer

Up to 50,000 bonus Qantas Points

Fee

$295 annual fee

25,000 points when you spend $3,500 on eligible purchases in the first 4 months from approval, plus 25,000 points when you keep the card for over 12 months. The initial points are not available if you have held an ANZ Rewards or ANZ Frequent Flyer card in the last 24 months.