Referral Rat

Cashback credit card offers

Every Cashback offer in credit cards, from all issuers together.

Australia only
Offer
$400 cashback
Fee
$99 p.a. annual card fee

Spend $5,000 on purchases within 150 days of account opening. Existing NAB customers who apply through Internet Banking, the NAB app or a banker also pay $0 annual card fee in the first year.

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Australia only

NAB Low Fee Card

NAB · Cashback
Offer
$250 cashback
Fee
$49 p.a. annual card fee

New customers get $250 cashback after spending $1,500 on purchases within 90 days of account opening. Existing NAB customers get $350 cashback for the same spend plus a $0 annual card fee in the first year.

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Australia only

CommBank Low Rate credit card

CommBank · Cashback
Offer
Up to $420 cashback
Fee
$6 per month

$70 cashback for each statement period in which you spend $500 or more on eligible purchases, for up to six statement periods on a new card. Not available if you held a Low Rate or Low Fee card as primary cardholder in the previous 24 months or are switching from another card.

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Australia only

CommBank Low Fee credit card

CommBank · Cashback
Offer
Up to $240 cashback
Fee
$3 per month, or $0 in a statement period with at least $300 spend

$40 cashback for each statement period in which you spend $500 or more on eligible purchases, for up to six statement periods on a new card. Not available if you held a Low Rate or Low Fee card as primary cardholder in the previous 24 months or are switching from another card.

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Australia only

Westpac Low Rate Card

Westpac · Cashback
Offer
Up to $450 cashback
Fee
$7 monthly card fee

$75 cashback for each month you spend $1,000 or more on eligible purchases, for the first 6 months from card approval. New cards only; not available if you have held a Westpac credit card in the last 24 months, and it is chosen instead of the balance transfer offer. Existing Westpac customers have the card fee waived for the first year.

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Australia only

Westpac Low Fee Card

Westpac · Cashback
Offer
$240 cashback and $0 first year card fee
Fee
$0 card fee in the first year, then $30 p.a. (or $0 when you spend $5,000 or more in the year)

$240 cashback when you spend $3,500 or more on eligible purchases in the first 90 days from card approval. New cards only; not available if you have held a Westpac credit card in the last 24 months.

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Australia only

ANZ First credit card

ANZ · Cashback
Offer
$220 back to your new card
Fee
$30 annual fee

$220 credited to the card when you spend $1,500 on eligible purchases in the first 3 months from approval. New and approved applicants only, one offer per applicant; not available when transferring from an existing ANZ credit card.

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Australia only

ANZ Platinum credit card

ANZ · Cashback
Offer
$450 back to your new card and $0 annual fee in the first year
Fee
$0 annual fee in the first year, then $87 (waived in any later year you spend $20,000 or more on eligible purchases)

$450 credited to the card when you spend $4,500 on eligible purchases in the first 4 months from approval. New and approved applicants only, one offer per applicant; not available when transferring from an existing ANZ credit card.

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Australia only

ANZ Low Rate credit card

ANZ · Cashback
Offer
$400 back to your new card
Fee
$58 annual fee

$400 credited to the card when you spend $5,000 on eligible purchases in the first 6 months from approval. New and approved applicants only, one offer per applicant; chosen instead of the balance transfer offer.

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Australia only

BankSA Vertigo

BankSA · Cashback
Offer
Up to $450 cashback, plus 6.99% p.a. on balance transfers for 12 months
Fee
$7 monthly card fee

$75 cashback for each of the first 6 statement periods in which $1k or more is spent on eligible purchases; the balance transfer rate applies to transfers requested at card application and reverts to the variable cash advance rate afterwards. New Vertigo cards only, not available to anyone who has held a BankSA, St.George or Bank of Melbourne credit card in the last 24 months.

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Australia only

St.George Vertigo

St.George · Cashback
Offer
Up to $450 cashback, plus 6.99% p.a. on balance transfers for 12 months
Fee
$7 monthly card fee

$75 cashback for each of the first 6 statement periods in which $1k or more is spent on eligible purchases; the balance transfer rate applies to transfers requested at card application. New cards only, not available if you have held a St.George, Bank of Melbourne or BankSA credit card in the last 24 months.

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Australia only

Bank of Melbourne Vertigo

Bank of Melbourne · Cashback
Offer
Up to $450 cashback, plus 6.99% p.a. on balance transfers for 12 months
Fee
$7 monthly card fee

$75 cashback for each of the first 6 statement periods in which $1k or more is spent on eligible purchases; the balance transfer rate applies to transfers requested at card application. New cards only, not for anyone who has held a Bank of Melbourne, St.George or BankSA credit card in the last 24 months.

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General information only, not financial advice. Banks and other providers change and withdraw offers without notice, so check their own page before applying. Offers marked "Referral link" use my referral link; the others are plain links, and this site has no arrangement with those providers.