Referral Rat

Bank reward points credit card offers

Every Bank reward points offer in credit cards, from all issuers together.

Australia only Referral link

American Express Platinum Business Card

American Express · Bank reward points

Limited time Ends 3 Nov 2026

Offer
350,000 bonus Membership Rewards Points plus a $875 credit
Fee
$1,750 annual fee

Apply for the American Express Platinum Business Card using my referral link by 3 November 2026 and you receive 350,000 bonus Membership Rewards Points plus a $875 credit when you are approved and spend $12,000 on eligible purchases on your new Card in the first 3 months. The annual fee is $1,750.

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Australia only

NAB Rewards Card

NAB · Bank reward points
Offer
Up to 100,000 bonus NAB Rewards Points
Fee
$195 p.a. annual card fee

80,000 bonus points after spending $3,000 on everyday purchases within the first 90 days, plus 20,000 bonus points after keeping the card for over 12 months; existing NAB customers also pay a reduced $95 annual card fee in the first year. Bonus points are not available to anyone who holds or has held a personal NAB Rewards card in the last 24 months.

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Australia only

NAB Rewards Travel Card

NAB · Bank reward points
Offer
Up to 180,000 bonus NAB Rewards Points
Fee
$395 p.a. annual card fee

120,000 bonus points after spending $5,000 on everyday purchases within the first 90 days of account opening, plus 60,000 bonus points after keeping the card for over 12 months.

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Australia only

CommBank Ultimate credit card

CommBank · Bank reward points
Offer
Up to 100,000 CommBank Yello points and up to $600 in travel credits
Fee
$35 per month, or $0 in a statement period with at least $4,000 spend (this waiver is removed from 1 January 2027)

50,000 points and $300 in travel credits when you spend $9,000 on eligible purchases within 90 days of activating a new card, another 50,000 points if the account stays open for more than 12 months, and up to $300 a year in travel credits paid as $25 a month. Points require CommBank Yello eligibility; not available if you held an Awards, Smart or Ultimate card as primary cardholder in the previous 24 months or are switching from another card.

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Australia only

CommBank Smart credit card

CommBank · Bank reward points
Offer
Up to 60,000 CommBank Yello points
Fee
$19 per month, or $0 in a statement period with at least $2,000 spend (this waiver is removed from 1 January 2027)

30,000 points when you spend $4,500 on eligible purchases within 90 days of activating a new card, and another 30,000 points if the account stays open for more than 12 months. Points require CommBank Yello eligibility; not available if you held an Awards, Smart or Ultimate card as primary cardholder in the previous 24 months or are switching from another card.

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Australia only

Westpac Altitude Rewards Platinum

Westpac · Bank reward points
Offer
Up to 100,000 bonus Altitude Points and a $99 first year card fee
Fee
$99 card fee in the first year, then $175 p.a., plus $75 annual Altitude Rewards Program fee

75,000 points when you spend $3,000 or more on eligible purchases within 90 days of card approval, and a further 25,000 points after your first eligible purchase in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $49 card fee in the first year.

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Australia only

Westpac Altitude Rewards Black

Westpac · Bank reward points
Offer
Up to 200,000 bonus Altitude Points and a $200 first year card fee
Fee
$200 card fee in the first year, then $295 p.a., plus $75 annual Altitude Rewards Program fee

100,000 points when you spend $12,000 or more on eligible purchases within 12 months of card approval, and a further 100,000 points when you spend $12,000 or more in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $149 card fee in the first year.

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Australia only

ANZ Rewards Platinum credit card

ANZ · Bank reward points
Offer
Up to 125,000 extra ANZ Reward Points and $50 back
Fee
$149 annual fee

85,000 points and $50 back when you spend $3,500 on eligible purchases in the first 3 months from approval, plus 40,000 points when you keep the card for over 15 months from activation. Not available if you have held an ANZ Rewards or ANZ Frequent Flyer card in the last 24 months.

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Australia only

BankSA Amplify Rewards Platinum

BankSA · Bank reward points
Offer
Up to 100,000 bonus Amplify Points and a $99 first year card fee
Fee
$99 card fee in the first year, then $175 p.a.; plus $75 annual Amplify Rewards Program fee

75,000 points for spending $3k or more on eligible purchases within 90 days of card approval, and a further 25,000 points after the first eligible purchase in the second year. New cards only, not available to anyone who has held a BankSA, St.George or Bank of Melbourne rewards card in the last 24 months.

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Australia only

BankSA Amplify Rewards Signature

BankSA · Bank reward points
Offer
Up to 200,000 bonus Amplify Points and a $199 first year card fee
Fee
$199 card fee in the first year, then $295 p.a.; plus $75 annual Amplify Rewards Program fee

100,000 points for spending $12k or more on eligible purchases within 12 months of card approval, and a further 100,000 points for spending $12k or more in the second year. New cards only, not available to anyone who has held a BankSA, St.George or Bank of Melbourne rewards card in the last 24 months.

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Australia only

St.George Amplify Rewards Platinum

St.George · Bank reward points
Offer
Up to 100,000 bonus Amplify Points and a $99 first year card fee
Fee
$99 card fee in the first year, then $175 p.a.; plus $75 annual Amplify Rewards Program fee

75,000 points for spending $3k or more on eligible purchases within 90 days of card approval, and a further 25,000 points after the first eligible purchase in year 2. New cards only, not available if you have held a St.George, Bank of Melbourne or BankSA rewards card in the last 24 months.

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Australia only

St.George Amplify Rewards Signature

St.George · Bank reward points
Offer
Up to 200,000 bonus Amplify Points and a $199 first year card fee
Fee
$199 card fee in the first year, then $295 p.a.; plus $75 annual Amplify Rewards Program fee

100,000 points for spending $12k or more on eligible purchases within 12 months of card approval, and a further 100,000 points for spending $12k or more in year 2. New cards only, not available if you have held a St.George, Bank of Melbourne or BankSA rewards card in the last 24 months.

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Australia only

Bank of Melbourne Amplify Rewards Platinum

Bank of Melbourne · Bank reward points
Offer
Up to 100,000 bonus Amplify Points and a $99 first year card fee
Fee
$99 card fee in the first year, then $175 p.a.; plus $75 annual Amplify Rewards Program fee

75,000 points for spending $3k or more on eligible purchases within 90 days of card approval, and a further 25,000 points after the first eligible purchase in the second year. New cards only, not for anyone who has held a Bank of Melbourne, St.George or BankSA rewards card in the last 24 months.

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Australia only

Bank of Melbourne Amplify Rewards Signature

Bank of Melbourne · Bank reward points
Offer
Up to 200,000 bonus Amplify Points and a $199 first year card fee
Fee
$199 card fee in the first year, then $295 p.a.; plus $75 annual Amplify Rewards Program fee

100,000 points for spending $12k or more on eligible purchases within 12 months of card approval, and a further 100,000 points for spending $12k or more in the second year. New cards only, not for anyone who has held a Bank of Melbourne, St.George or BankSA rewards card in the last 24 months.

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Australia only

Bankwest More World Mastercard

Bankwest · Bank reward points
Offer
Up to 50,000 bonus More Rewards Points
Fee
$270 annual fee

40,000 points when you spend $10,000 or more on eligible purchases within 90 days of account opening, and 10,000 more for keeping the account open and in use for 15 months. New cards applied for and opened on or after 1 October 2026; not if you held a More Mastercard in the last 24 months.

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General information only, not financial advice. Banks and other providers change and withdraw offers without notice, so check their own page before applying. Offers marked "Referral link" use my referral link; the others are plain links, and this site has no arrangement with those providers.