CommBank Smart credit card
Up to 60,000 CommBank Yello points
The offer
30,000 points when you spend $4,500 on eligible purchases within 90 days of activating a new card, and another 30,000 points if the account stays open for more than 12 months. Points require CommBank Yello eligibility; not available if you held an Awards, Smart or Ultimate card as primary cardholder in the previous 24 months or are switching from another card.
Fees and rates
- Fee
- $19 per month, or $0 in a statement period with at least $2,000 spend (this waiver is removed from 1 January 2027)
- Rate
- 20.99% p.a. on purchases
About this listing
Taken from commbank.com.au on 5 October 2026. The provider's own page has the full terms and is the one that counts.
General information only, not financial advice. This is not a referral link and this site has no arrangement with CommBank.
Same provider
Other CommBank credit card offers
CommBank Ultimate credit card
CommBank · Bank reward points- Offer
- Up to 100,000 CommBank Yello points and up to $600 in travel credits
- Fee
- $35 per month, or $0 in a statement period with at least $4,000 spend (this waiver is removed from 1 January 2027)
50,000 points and $300 in travel credits when you spend $9,000 on eligible purchases within 90 days of activating a new card, another 50,000 points if the account stays open for more than 12 months, and up to $300 a year in travel credits paid as $25 a month. Points require CommBank Yello eligibility; not available if you held an Awards, Smart or Ultimate card as primary cardholder in the previous 24 months or are switching from another card.
CommBank Low Rate credit card
CommBank · Cashback- Offer
- Up to $420 cashback
- Fee
- $6 per month
$70 cashback for each statement period in which you spend $500 or more on eligible purchases, for up to six statement periods on a new card. Not available if you held a Low Rate or Low Fee card as primary cardholder in the previous 24 months or are switching from another card.
CommBank Low Fee credit card
CommBank · Cashback- Offer
- Up to $240 cashback
- Fee
- $3 per month, or $0 in a statement period with at least $300 spend
$40 cashback for each statement period in which you spend $500 or more on eligible purchases, for up to six statement periods on a new card. Not available if you held a Low Rate or Low Fee card as primary cardholder in the previous 24 months or are switching from another card.