Westpac Altitude Rewards Black

Offer

Up to 100,000 bonus Qantas Points

Fee

$175 annual card fee plus $125 annual Altitude Qantas Rewards Program fee

70,000 points when you spend $4,000 or more on eligible purchases within 90 days of card approval, and a further 30,000 points when you spend $4,000 or more within 90 days of the card anniversary in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $99 card fee in the first year.

Offer

Up to 150,000 bonus Qantas Points and 50 Status Credits

Fee

$295 annual card fee plus $155 annual Altitude Qantas Rewards Program fee

90,000 points and 50 Status Credits when you spend $6,000 or more on eligible purchases within 90 days of card approval, and a further 60,000 points when you spend $6,000 or more within 90 days of the card anniversary in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $200 card fee in the first year.

Offer

Up to 100,000 bonus Altitude Points and a $99 first year card fee

Fee

$99 card fee in the first year, then $175 p.a., plus $75 annual Altitude Rewards Program fee

75,000 points when you spend $3,000 or more on eligible purchases within 90 days of card approval, and a further 25,000 points after your first eligible purchase in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $49 card fee in the first year.

Offer

Up to 100,000 bonus Velocity Points

Fee

$175 annual card fee plus $125 annual Altitude Velocity Rewards Program fee

70,000 points when you spend $4,000 or more on eligible purchases within 90 days of card approval, and a further 30,000 points when you spend $4,000 or more within 90 days of the card anniversary in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $99 card fee in the first year.

Offer

Up to 150,000 bonus Velocity Points

Fee

$295 annual card fee plus $155 annual Altitude Velocity Rewards Program fee

90,000 points when you spend $6,000 or more on eligible purchases within 90 days of card approval, and a further 60,000 points when you spend $6,000 or more within 90 days of the card anniversary in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $200 card fee in the first year.

Offer

Up to $450 cashback

Fee

$7 monthly card fee

$75 cashback for each month you spend $1,000 or more on eligible purchases, for the first 6 months from card approval. New cards only; not available if you have held a Westpac credit card in the last 24 months, and it is chosen instead of the balance transfer offer. Existing Westpac customers have the card fee waived for the first year.

Offer

0% p.a. for 20 months on balance transfers

Fee

$7 monthly card fee

Applies to balances from up to 3 non-Westpac Australian credit or store cards requested at card application, with a 3% balance transfer fee; after 20 months the rate reverts to the variable cash advance rate (21.99% p.a.). New cards only; not available if you have held a Westpac credit card in the last 24 months, and it is chosen instead of the cashback offer. Existing Westpac customers have the card fee waived for the first year.

Offer

$240 cashback and $0 first year card fee

Fee

$0 card fee in the first year, then $30 p.a. (or $0 when you spend $5,000 or more in the year)

$240 cashback when you spend $3,500 or more on eligible purchases in the first 90 days from card approval. New cards only; not available if you have held a Westpac credit card in the last 24 months.