Westpac Altitude Velocity Black
Up to 150,000 bonus Velocity Points
The offer
90,000 points when you spend $6,000 or more on eligible purchases within 90 days of card approval, and a further 60,000 points when you spend $6,000 or more within 90 days of the card anniversary in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $200 card fee in the first year.
Fees and rates
- Fee
- $295 annual card fee plus $155 annual Altitude Velocity Rewards Program fee
- Rate
- 23.98% p.a. variable on purchases
About this listing
Taken from westpac.com.au on 5 October 2026. The provider's own page has the full terms and is the one that counts.
General information only, not financial advice. This is not a referral link and this site has no arrangement with Westpac.
Same provider
Other Westpac credit card offers
Westpac Altitude Qantas Platinum
Westpac · Qantas Points- Offer
- Up to 100,000 bonus Qantas Points
- Fee
- $175 annual card fee plus $125 annual Altitude Qantas Rewards Program fee
70,000 points when you spend $4,000 or more on eligible purchases within 90 days of card approval, and a further 30,000 points when you spend $4,000 or more within 90 days of the card anniversary in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $99 card fee in the first year.
Westpac Altitude Qantas Black
Westpac · Qantas Points- Offer
- Up to 150,000 bonus Qantas Points and 50 Status Credits
- Fee
- $295 annual card fee plus $155 annual Altitude Qantas Rewards Program fee
90,000 points and 50 Status Credits when you spend $6,000 or more on eligible purchases within 90 days of card approval, and a further 60,000 points when you spend $6,000 or more within 90 days of the card anniversary in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $200 card fee in the first year.
Westpac Altitude Rewards Platinum
Westpac · Bank reward points- Offer
- Up to 100,000 bonus Altitude Points and a $99 first year card fee
- Fee
- $99 card fee in the first year, then $175 p.a., plus $75 annual Altitude Rewards Program fee
75,000 points when you spend $3,000 or more on eligible purchases within 90 days of card approval, and a further 25,000 points after your first eligible purchase in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $49 card fee in the first year.
Westpac Altitude Rewards Black
Westpac · Bank reward points- Offer
- Up to 200,000 bonus Altitude Points and a $200 first year card fee
- Fee
- $200 card fee in the first year, then $295 p.a., plus $75 annual Altitude Rewards Program fee
100,000 points when you spend $12,000 or more on eligible purchases within 12 months of card approval, and a further 100,000 points when you spend $12,000 or more in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $149 card fee in the first year.
Westpac Altitude Velocity Platinum
Westpac · Velocity Points- Offer
- Up to 100,000 bonus Velocity Points
- Fee
- $175 annual card fee plus $125 annual Altitude Velocity Rewards Program fee
70,000 points when you spend $4,000 or more on eligible purchases within 90 days of card approval, and a further 30,000 points when you spend $4,000 or more within 90 days of the card anniversary in year 2. New cards only; not available if you have held an Altitude Platinum or Altitude Black card in the last 24 months. Existing Westpac customers pay a $99 card fee in the first year.
Westpac Low Rate Card
Westpac · Cashback- Offer
- Up to $450 cashback
- Fee
- $7 monthly card fee
$75 cashback for each month you spend $1,000 or more on eligible purchases, for the first 6 months from card approval. New cards only; not available if you have held a Westpac credit card in the last 24 months, and it is chosen instead of the balance transfer offer. Existing Westpac customers have the card fee waived for the first year.
Westpac Low Rate Card
Westpac · Balance transfers- Offer
- 0% p.a. for 20 months on balance transfers
- Fee
- $7 monthly card fee
Applies to balances from up to 3 non-Westpac Australian credit or store cards requested at card application, with a 3% balance transfer fee; after 20 months the rate reverts to the variable cash advance rate (21.99% p.a.). New cards only; not available if you have held a Westpac credit card in the last 24 months, and it is chosen instead of the cashback offer. Existing Westpac customers have the card fee waived for the first year.
Westpac Low Fee Card
Westpac · Cashback- Offer
- $240 cashback and $0 first year card fee
- Fee
- $0 card fee in the first year, then $30 p.a. (or $0 when you spend $5,000 or more in the year)
$240 cashback when you spend $3,500 or more on eligible purchases in the first 90 days from card approval. New cards only; not available if you have held a Westpac credit card in the last 24 months.