Balance transfers credit card offers

Australia only

Offer

0% p.a. on balance transfers for 26 months

Fee

$99 p.a. annual card fee

A 3% balance transfer fee applies, and any unpaid transferred balance reverts to the variable cash advance rate after 26 months. Existing NAB customers who apply through Internet Banking, the NAB app or a banker also pay no annual fee in the first year.

Australia only

Offer

0% p.a. for 20 months on balance transfers

Fee

$7 monthly card fee

Applies to balances from up to 3 non-Westpac Australian credit or store cards requested at card application, with a 3% balance transfer fee; after 20 months the rate reverts to the variable cash advance rate (21.99% p.a.). New cards only; not available if you have held a Westpac credit card in the last 24 months, and it is chosen instead of the cashback offer. Existing Westpac customers have the card fee waived for the first year.

Australia only

Offer

0% p.a. on balance transfers for 26 months and $0 annual fee in the first year

Fee

$0 annual fee in the first year, then $58

For balances from non-ANZ Australian credit and store cards requested when applying for a new card, with a 3% balance transfer fee. The 26 months run from approval, then the rate reverts to 23.49% p.a. Chosen instead of the credit back offer.

Australia only

Offer

0% p.a. on balance transfers for 20 months

Fee

$7 monthly card fee; 3% balance transfer fee

For balance transfers requested at application on a new Vertigo card, from up to 3 Australian credit or store cards not issued by BankSA, St.George or Bank of Melbourne (minimum $200, up to 80% of the approved credit limit). A 3% balance transfer fee applies and the variable cash advance rate applies after the 20 months; this is an alternative to the cashback offer.

Australia only

Offer

0% p.a. on balance transfers for 20 months

Fee

$7 monthly card fee; 3% balance transfer fee

For balance transfers requested at application on a new Vertigo card, from up to 3 Australian credit or store cards not issued by St.George, Bank of Melbourne or BankSA (minimum $200, up to 80% of the approved credit limit). The variable cash advance rate (21.99% p.a.) applies after the 20 months.

Australia only

Offer

0% p.a. on balance transfers for 20 months

Fee

$7 monthly card fee; 3% balance transfer fee

For balance transfers requested at application on a new Vertigo card, from up to 3 Australian credit or store cards not issued by Bank of Melbourne, St.George or BankSA (minimum $200, up to 80% of the approved credit limit). The variable cash advance rate (21.99% p.a.) applies after the 20 months.

Australia only

Offer

0% p.a. for 6 months on purchases and balance transfers

Fee

$0 annual fee

For new Zero Mastercard customers, from the date the card is opened; a 3% balance transfer fee applies and the minimum transfer is $500. After 6 months the 18.99% p.a. ongoing rate applies. Not available when switching from another Bankwest credit card.

Australia only

Offer

0% p.a. for 24 months on balance transfers

Fee

$59 annual fee

For new Breeze Mastercard customers, from the date the card is opened; a 3% balance transfer fee applies and the minimum transfer is $500. After 24 months the 12.99% p.a. ongoing rate applies. Not available when switching from another Bankwest credit card.

Australia only

Offer

2.99% p.a. for 9 months on balance transfers

Fee

$199 annual fee (Platinum) or $320 annual fee (World)

For new Bankwest Qantas Mastercard customers, from the date the card is opened; the minimum transfer is $500. After 9 months the 19.99% p.a. ongoing balance transfer rate applies. Not available when switching from another Bankwest credit card.

Australia only

Offer

0% p.a. for 6 months on balance transfers

Fee

$270 annual fee

For new Bankwest More Mastercard customers, from the date the card is opened; a 1% balance transfer fee applies and the minimum transfer is $500. After 6 months the 14.99% p.a. ongoing balance transfer rate applies. Not available when switching from another Bankwest credit card.